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The Malaysian government through various ministries and agencies, has helped the Small and Medium Enterprises (SMEs) succeed, beginning from start-up and extending through the many phases of growth. In depth, financial assistance are offered to aspiring entrepreneurs wishing to start, expand and/or upgrade their businesses.

These loans are made available through financial institutions such as Malaysia Venture Capital Management Berhad (MAVCAP), Kumpulan Modal Perdana Sdn Bhd (KMP) and Credit Guarantee Corporation Malaysia Berhad enabling entrepreneurs to obtain up to 100% loan and credit facilities to support their business aspirations. Venture Capital is an alternative form of financing. The Government has proven itself in the past to be very supportive of the VC industry and has continued to do so, providing adequate liquidity to meet the industry's needs.

SME Emergency Fund (SMEEF)

The SMEEF was established to assist small and medium enterprises (SMEs) which had their business adversely affected by natural disasters (Flood, Drought, Beach Erosion and Land Slide only) .

Shariah-compliant SME Financing Scheme (SSFS) 2.0

To provide financing assistance to eligible Malaysian SMEs whereby the Government of Malaysia has agreed to pay 2% (percentage point) of the profit rate charged on the financing provided by Participating Financial Institutions.

Services Export Fund (SEF)

The objectives are:

  1. To increase the competitiveness of Malaysian Service Providers (MSPs) overseas;
  2. To increase accessibility and expand export of MSPs in the global market;
  3. To expand the scope for export promotion to gain market access and export opportunities for services; and
  4. To raise the profile of Malaysia at the international level as competent service provider and brand Malaysia as a supplier of services.
Business Accelerator Programme 2.0 (BAP 2.0)

BAP 2.0 is an initiative that supports SMEs and microenterprises (MEs) to develop and accelerate their businesses by providing integrated assistance which cover company's assessment, business advisory, improvement activities and financial assistance to assist the company to improve business performance.

Business Expansion Fund (BEF)

The Business Expansion Fund (BEF) was introduced to assist Bumiputera technology based business entities to expand their operations locally and internationally. The fund offers a combination of equity and loan-based financing.

Green Technology Financing Scheme
  1. Create awareness and enhance acceptance of the green technology to facilitate the development of the industry in adding contributions to the national economy;
  2. Financial investment for the production and use of green technology.
Bumiputra, Biotechnology & Bio-Industry Development Fund (B3DF)

Special financing scheme in collaboration with the Ministry of Energy, Science, Technology, Environment and Climate Change (MESTECC), BiotechCorp and the Economic Planning Unit (EPU), which is framed to enhance Bumiputera’s participation in the Biotechnology and Bioindustry Sector.

Intellectual Property Financing Scheme (IPFS)

IPFS is introduced to enable companies with IP rights (IPRs) to use their IPRs as an additional source of collateral to obtain funding and spur more investments for companies with technology capabilities, in turn encouraging innovation. The scheme will also help alleviate the difficulties that several technology-focused companies face when attempting to seek funding from financial institutions.

Electronics & Electrical Fund (E&E Fund)

Electronics & Electrical Fund (E&E Fund) is a venture capital fund focusing on investing into growing companies with high growth visibility within the electronics & electrical space.

Plug & Play Technology Fund

Plug & Play Technology Fund was established with the objective to accelerate the development of local start-up technology-related companies via established eco-system that includes funding and technology nurturing.

Perdana International Fund

Perdana International Fund is a foreign-based venture capital that invests in high-growth and high-tech start-up companies based in United States.

Perdana Fund

Perdana Fund is a Malaysian-based venture capital fund that focuses its investment in pre IPO and high growth companies.

Soft Loan Scheme for Services Exports (SLSSE)
  1. To increase the competitiveness of Malaysian Service Providers (MSPs) overseas;
  2. To increase accessibility and expand export of MSPs in the global market;
  3. To expand the scope for export promotion to gain market access and export opportunities for services; and
  4. To raise the profile of Malaysia at the international level as competent service provider and brand Malaysia as a supplier of services
Soft Loan Scheme for Bumiputera Automotive Entrepreneurs (SLBAE)

To facilitate and assist Open Approved Permit (AP) holders to expand
and diversify into other automotive-related businesses and to sustain and
enhance Bumiputera participation in the automobile industry.

Soft Loan Scheme for Automation and Modernisation (SLSAM)

The Soft Loan Scheme for Automation and Modernisation (SLSAM)
assists manufacturing companies to:

  1. Modernise and automate manufacturing processes
  2. Upgrade production capability and capacity
  3. Minimise dependence on labour – intensive activities and foreign labour
  4. Diversify into higher value- added activities
  5. Rationalise and streamline operations including through mergers and acquisitions
  6. Acquire tools for development and production activities
  7. Improve productivity
  8. Enhance export performance
Soft Loan Scheme for Services Sector (SLSSS)
  1. To provide financial assistance to new start-up companies and / or enterprises for the creation of new services entrepreneurs.
  2. To provide financing assistance to the services sector to expand/ upgrade / modernise / diversify their services into higher value-added activities and improve productivity and efficiency in service delivery.
Soft Loan Scheme for Services Capacity Development (SLSCD)

To assist companies and enterprises to undertake upgrading and modernisation for diversifying into higher value-added activities, and improving the productivity and efficiency of service delivery. It addresses the impact of liberalisation by providing financial assistance to service providers to build up their capacity in order to withstand competition due to the opening up of markets as well as to strengthen international competitiveness.

Soft Loan Scheme for Small & Medium Enterprises (SLSME)
  1. To promote the development of small and medium enterprises in Malaysia
  2. The scheme assists existing as well as new start-up enterprises in projects, fixed assets and working capital financing
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